Lifetime Income
Look beyond uncertainty as you
prepare for retirement.
prepare for retirement.
The historic volatility combined with the limited availability of traditional retirement income sources, such as defined benefit pension plans, has placed a greater responsibility on Americans savings for their future. With this greater responsibility comes a need for financial solutions that can help provide a new level of protection for retirement savings.
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Achieve Lifetime IncomeWhether your long-term objective is to build a source of guaranteed lifetime income, save for a specific retirement goal, or leave a legacy for your loved ones, FocusStage can help by offering annuities with benefits designed to meet your retirement needs.
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Two unique phasesMost fixed indexed annuities (FIAs) have two phases: an accumulation phase and distribution phase.
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Minimum guaranteed interestA FIA also guarantees you will receive at least the minimum guaranteed interest credited to the contract.
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Defer paying taxesWith a FIA, you defer paying taxes on your contract's interest until you receive money from the contract.
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Phase 1: AccumulationThe accumulation phase begins as soon as you purchase your annuity. Your annuity can earn a fixed rate of interest that is guaranteed by the insurance company or an interest rate based on the growth of an external index. |
Phase 2: DistributionThe distribution phase of a fixed index annuity begins when you choose to receive income payments. You can always take income in the form of scheduled annuitization payments over a period of time, including your lifetime. Many fixed index annuities allow you to take income withdrawals as an alternative to annuitization payments.
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A unique combination of benefits that can help you achieve your long-term goals
A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional benefits to protect your retirement assets and income. |
CONNECT WITH US: |
IMPORTANT LINKS: |
LOCATION:FocusStage
10950 Arrow Route #2692 Rancho Cucamonga, CA 91729 Tel: (909) 944-9421 Fax: (909) 297-3233 luis@focusstage.com |